Commercial Insurance — national
We're licensed producers, not a call center — we read your coverage the way we read a rent roll, take it to the specialist markets that actually write your risk, and stay on it until it's bound. Property, casualty, executive, and specialty lines — commercial and estate.
What we place
From the property policy your lender demands to the executive and cyber lines your board asks about — to the high-value home the family lives in. Commercial and estate, placed through admitted, specialist, and E&S markets and matched to the risk.
Property & catastrophe
Buildings, tenant improvements, and contents insured to replacement cost — structured the way your lender requires.
Review my property →Income and rent protection when a covered loss shuts operations down — limits set to how long recovery really takes.
Get quotes →Standalone catastrophe placements for the perils standard policies exclude — coastal, wildfire, and seismic exposure.
Get quotes →Ground-up and major-renovation coverage construction lenders check line by line — from groundbreaking to certificate of occupancy.
Get quotes →Contractor equipment, tools, and property in transit or off-site — the mobile assets a property policy leaves out.
Get quotes →Liability
Third-party bodily-injury and property-damage protection for the business and the premises — the base every operating risk needs.
Get quotes →Higher limits stacked above primary GL, auto, and employer's liability — sized to the assets you're actually protecting.
Get quotes →Owned, hired, and non-owned vehicle exposure — single units to fleets.
Get quotes →Site-condition and remediation exposure on industrial, redevelopment, and value-add assets.
Get quotes →Executive, cyber & workforce
Advice-and-service exposure for professional operators — claims arising from the work itself.
Get quotes →Leadership-decision liability for boards, funds, and private companies — including management and fiduciary lines.
Get quotes →Breach response, ransomware, funds-transfer fraud, and privacy exposure — the fastest-growing claim on the book.
Get quotes →Wrongful-termination, discrimination, and harassment claims — often bundled with management liability.
Get quotes →Statutory employee-injury coverage with the experience-mod managed — and often paired with a business you're buying.
Get quotes →Contract, license, and performance bonds for owners, developers, and the contractors they hire.
Get quotes →High-value homes & estates
HNW carriers built for estates — guaranteed replacement cost, cash settlement, and service that treats an eight-figure home like one.
Get a review →Non-renewed or stuck on the FAIR Plan? We layer a difference-in-conditions wrap and work the admitted and E&S markets that still write coastal and wildfire risk.
Get a review →Standalone flood and coastal exposure on waterfront and bluff-top estates — private-market limits above the NFIP cap.
Get quotes →Art, jewelry, wine, and collector autos scheduled and insured to agreed value — worldwide.
Get quotes →Personal umbrella sized to real net worth — plus household staff coverage, watercraft, and family-office exposure.
Get quotes →Ground-up estates and major renovations — course-of-construction coverage your lender and GC both require.
Get quotes →Who we cover
The same clients we buy, sell, and finance for — insured through the markets that actually write their risk.
INDUSTRIAL & LOGISTICSMULTIFAMILY & HABITATIONALRETAIL & MIXED-USE OFFICE & MEDICALHOSPITALITY & STROWNER-USER & BUSINESS VACANT & VALUE-ADDHIGH-VALUE ESTATES
How it works
STEP 0130 MIN
Send your declarations pages. We read limits, exclusions, valuations, and exactly what your lender will require — free and confidential.
STEP 02THE MARKET
Your risk goes to the admitted, specialist, and E&S desks that actually write it — not whatever a single carrier happens to sell.
STEP 03BOUND
We negotiate alongside you, translate between carrier, lender, and deal, and stay on it through binding, renewals, and claims.
"Insurance shouldn't be the thing that kills a closing, a renewal, or a refinance. Our job is to make sure it never is."
Start here
A renewal coming up, a non-renewal letter in hand, a deal in escrow, or a program you haven't stress-tested in years — send the basics. Response within one business day.
Prefer to talk? Call or text (305) 990-2753 or email team@haymakersre.com
FAQ
We place commercial property and catastrophe coverage, general and professional liability, executive and management lines, cyber, workers compensation, and high-value home and estate coverage. We work admitted, specialist, and excess and surplus (E&S) markets.
Yes. Coverage that does not kill the deal is our focus. We place binders quickly and coordinate directly with lenders and escrow so insurance never delays a closing.
No. We place commercial insurance as a standalone service, though many clients value having their real estate, financing, and coverage handled by one team.
Yes, coverage reviews are complimentary. We benchmark your current policy, identify gaps, and take it to the markets that fit your risk.
Yes, Haymakers is a licensed insurance producer in California (#4348309) and Florida (#G083894). Call or text (305) 990-2753.
